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Term Plan

Term Insurance is a life insurance policy that offers coverage for a fixed number of years - the “term” of the policy. If the insured individual dies when the policy is active, a death benefit is paid to the nominees of the insured individual.

if you are 18 years old non smoker then invest Rs 23 per day and get a life cover of Rs. One Crore

The term plan comes in two ways, one is per annum and another is half yearly *

*T & C Apply*

Price Time Age
8280 Annualy 18 to 50
11800 Annualy 50 to 65
4500 Half Yearly 18 to 50
7000 Half Yearly 50 to 65


Plan Starts from Rs. 649/- par month. Premium is excluding taxes for Standard Life, Non-Smoker for Life Option for a Sum Assured of 1 Cr for 40 years, Regular Pay option. Please refer Benefit Illustration for more details

Age

Annual Premium

Monthly Premium

Male

Female

Male

Female

20 years

₹ 7300

₹ 6200

₹ 645

₹ 547

25 years

₹ 9300

₹ 7900

₹ 821

₹ 698

30 years

₹ 12600

₹ 10700

₹ 1113

₹ 945

35 years

₹ 19200

₹ 16300

₹ 1695

₹ 1439

40 years

₹ 28400

₹ 24100

₹ 2508

₹ 2128

45 years

₹ 44400

₹ 37700

₹ 3921

₹ 3329



In this plan the premium is excluding taxes for Standard Life, Non-Smoker for Life Option for a Sum Assured of 1 Cr till age 100, Regular Pay option. Please refer Benefit Illustration for more details

Age

Annual Premium

Monthly Premium

Male

Female

Male

Female

20 years

₹ 13000

₹ 11100

₹ 1148

₹ 980

25 years

₹ 16300

₹ 13900

₹ 1439

₹ 1227

30 years

₹ 21300

₹ 18100

₹ 1881

₹ 1598

35 years

₹ 28900

₹ 24600

₹ 2552

₹ 2172

40 years

₹ 39900

₹ 33900

₹ 3523

₹ 2993

45 years

₹ 55700

₹ 47300 

₹ 4918

₹ 4177



In this plan the premium is excluding taxes for Standard Life, Non-Smoker for Life Plus Option for a Sum Assured of 1 Cr for 40 years, Regular Pay option. Please refer Benefit Illustration for more details

Age

Annual Premium

Monthly Premium

Male

Female

Male

Female

20 years

₹ 12800

₹ 10900

₹ 1130

₹ 962

25 years

₹ 16300

₹ 13900

₹ 1439

₹ 1227

30 years

₹ 22100

₹ 18800

₹ 1951

₹ 1660

35 years

₹ 32800

₹ 27900

₹ 2896

₹ 2464

40 years

₹ 48300

₹ 41100

₹ 4265

₹ 3629

45 years

₹ 74600

₹ 63400 

₹ 6587

₹ 5598



In this plan the premium is excluding taxes for Standard Life, Non-Smoker for Life Option for a Sum Assured of 1 Cr for 20 years, Regular Pay option. Please refer Benefit Illustration for more details

Age

Annual Premium

Monthly Premium

Male

Female

Male

Female

20 years

₹ 5600

₹ 4800

₹ 494

₹ 424

25 years

₹ 6300

₹ 5400

₹ 556

₹ 477

30 years

₹ 8000

₹ 6800

₹ 706

₹ 600

35 years

₹ 11500

₹ 9800

₹ 1015

₹ 865

40 years

₹ 17200

₹ 14600

₹ 1519

₹ 1289

45 years

₹ 27300

₹ 23200

₹ 2411

₹ 2049

 

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